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  • Investment & Saving Schemes
You can invest in highly rewarding savings schemes and secure your future. Please walk into our branches and ask for:
  • National Bonds: 
    - National Bonds Corporation PJSC is licensed and regulated by the UAE Central Bank. It is a Sharia’a compliant saving scheme that provides UAE nationals, UAE residents and non-residents with a credible and safe savings opportunity.
    - Minors can also own National Bonds, provided the bonds are purchased by the parent/guardian.
    - Each bond costs AED 10, with a minimum purchase of AED 100.
    - The scheme has distributed an annualized rate of return of 5.6% since inception, which is a combined average of annualized profits and prizes distributed till 2012. NBC declared an annual profit rate of up to 1.5 % for 2012.
    - With over 690,000 customers, NBC annually distributes 501,032 prizes worth AED 46.8 Million through weekly and monthly draws. Over the last 7 years, NBC has created over 120 Millionaires across various nationalities.
    - National Bonds Payout is available in selected branches.  The customers can contact National Bonds to redeem and obtain “One Time Code” after which the customers can visit selected Al Ansari Exchange branches to collect the amount by presenting the One Time Code.


  • Emarati Al Awwal Islamic: A special savings program of the First Gulf Bank for UAE Nationals. Customers can deposit their cash at any of our branches to invest in this program.

  • First Saving Certificate:  is a unique savings program from First Gulf Bank that ensures guaranteed interest on your savings and gives you a chance to win exciting prizes throughout the year. With no lock in period, no entry and exit fees, our unique savings program also rewards you for savings on a long term basis. This means the more and longer you save, the better your chances of winning. With a total of 24,822 prizes, including 5 daily prizes, 1,916 monthly prizes and a quarterly prize of AED 1,000,000; it truly is your best chance of winning millions.
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